Archive for the ‘Guide’ Category
Financial Crisis 101 – By Janet Tavakoli (10/3/10)
A Must Watch Video!
This video explains how Cheap Money, Wide-spread ban (often predatory) Lending, Phone Securities, Credit Derivatives and Wall Street Banks’ Massive Over-Borrowing led to our current Financial Crisis. Yet there is no meaningful reform.
Q&A With Janet Tavakoli (10/3/10)
Related Posts:
How to Buy Gold @ Maybank (Step-by-Step)
Follow up from my previous post on ‘How to Buy Gold in Malaysia (Halal)‘.
Gold Savings Passbook Account
Why buy Gold again? Here is why..
You can either buy gold @ Maybank in the form of 1)Kijang Emas Gold Bullion Coins; or 2)Gold Savings Passbook Account.
Gold Savings Passbook Account is like you buy the gold (in grams) and let the bank keep it for you. You will be given a Passbook Account. Your savings will be recorded as how many grams Gold you have, not in terms of how much money you have invested.
Other things to note:
- Minimum deposit: 5gm
- Trading unit: Minimum 5gms in multiples of 1gm
- Fineness: 999.9 gold
- Administrative charge: 0.25% p.a.
Related Posts:
How to find the perfect color (Design)
Find the Right Color Palette for Your Next Presentation or Design.
How to find the perfect color
Many of us spend hours floundering around looking for just the right colors while designing a web site, presentation, or flier.
Their 25-page booklet [PDF] walks you through choosing the perfect color, beginning with pulling the natural color palette out of a digital photos. From there, you can extract the predominate colors and work your way through the warm and cool color schemes to play around and see what tones and hues best project the idea you want to portray. For instance, warm copper and gold tones evoke images of a crisp fall day, while icy blues are more wintery.
The booklet has loads of information on how to use colors to send subconscious messages to viewers. Certain color combinations suggest femininity, for instance, while others are all business.
Getting that just-right color is part art, part science. They’ll show you.
Source: Before&After | Lifehacker
Related Posts:
How to Buy Gold in Malaysia (Halal)
Continue from my previous post on gold: Gold Is Not Going Up – Paper Money Is Going Down
So… how to buy Gold in Malaysia (Halal way) ?
Gold
As mentioned by Ustaz Zaharuddin Abd Rahman in his website (in Malay):
HALAL DAN SAH :Setelah anda membaca dua bentuk yang jatuh haram, sudah tentu anda mampu memeastikan bagaimana bentuk akaun pelaburan emas yang halal dan sah. Iaitu :-a.Bank memiliki emas yang dijual semasa menjual.b.Bank memberikan bukti dan hak tasarruf kepada pelanggan sama ada dalam bentuk fizikal emas atau bentuk sijil hak ke atas sejumlah emas (yang telah dibeli), yang mana sijil itu melayakkan pelanggan itu menuntut emasnya secara fizikal pada bila-bila masa yang dikehendakinya. Ini bermakna sijil itu ibarat sebuah kad debit dan cek yang mewakili duit fizikal yang wujud. Penyerahan menggunakan sijil ha milik emas sebagai tanda pembeli dan pembukaan akaun sudah sempurna adalah SAH DAN HARUS di sisi Islam. Ia dianggap sebagai penyerahan tidak fizikal (al-Qabdhu Al-Ma’nawi) Demikian fatwa oleh Majlis Fiqh Antarabangsa dalam keputusan mereka nombor 84, 9/1 (Qararat Wa Tawsiat, hlm 191)
